We changed how Real Estate agents get paid.
Immediate access to your commission income, long before closing. As low as 3% per 30 days, no hidden fees, and it takes just a few minutes to join.
It’s that simple.
We’re excited to announce that Tongo is now a Financial Technology partner of Douglas Elliman

We built the first card for
commission professionals.
The Tongo Smart Card puts future income in your wallet to use at anytime. You can always transfer funds to a bank account, but the Tongo Smart Card gives you total control. It’s low cost, interest free, and works just like a Visa debit card. Here’s how.
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Once your Tongo account is active, you are approved
We’ll send you a Tongo Smart Card that will arrive in 5-7 days.
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Use your Tongo Smart Card wherever Visa is accepted
Your card draws only what you need when you need it. Use it once or multiple times against the same commission. There are never any additional or hidden fees with the Tongo Smart Card.
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Using Tongo in place of credit cards
Since there is no mounting balance, the Tongo Smart Card is the smart way to use debit instead of debt.
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Pay us back when you get paid
As a Tongo member, whether you transfer cash into a bank account or use the Tongo Smart Card, there’s just one place to pay back. When you get paid, pay Tongo back. It’s that easy.






How agents are putting Tongo to work
“I think it’s a genius option for Realtors like me, looking forward to working with them more!”
Published Mar 23, 2022
“Everything exceeded my expectations. Respect of privacy and great and fast service.”
Published Mar 22, 2022
“Tongo did a great job with helping me manage my cashflow so all of my vendors are taken care of until the next commission.”
Published Mar 11, 2022

Let’s build for the future without growing debt.
Tongo is built on the belief and technology that getting you and your money together sooner is better for everyone. The world no longer revolves around the 1st and the 15th, and no one should be penalized because their career choice isn’t either. Whether it’s the Tongo dashboard, our app or The Tongo Smart Card, use us to put your money to work. Here’s how.
Tongo is straightforward. Tell us a bit about yourself and a commission that’s coming in. Approval happens in minutes. As a Tongo member, that future income is accessible on Tongo and the Tongo Smart Card almost immediately.
Whether it’s investing in the business or a bridge between sales, Tongo creates cash flow long before deals close. It’s the smart way to do business.






Keeping your business, your business.
Tongo creates a direct relationship with each of our members. We don’t need approvals from brokers
We built Tongo because the current banking system prioritizes steady, salaried incomes that work well within monthly billing cycles. Today’s technology makes that completely antiquated. Early access to commissions allow you to create cash flow. How and when you get and use your money is your business.
Tongo makes sure it stays that way.
Join Tongo